Tata Electronics Recruitment Drive | Developer | Freshers & Experienced | Chennai
Job Role: Annual Credit Review, Ab Initio Developer
Education: BE, BTech
Batch: 2024 Batch
Experience: Freshers & Experienced
Salary: 4.62 Lakhs per annum + other benefits
Job Location: Chennai
Job Description
- 8+ years' experience in credit risk management across Mid Markets, Corporates, Financial Institutions and Investment Banking.
- Preparation of detailed credit and financial analyses, risk asset reviews including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure.
- Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis.
- Knowledge of internal rating rationale, projections and credit recommendations. Ability to forecast and prepare Base Case Financial Projections, Potential
- Downside financial case projections models adjusting recessionary trends, counterparty specific risks and adjustments.
- Risk Modelling - Base Case Scenario, Recessionary Case Scenario, Risk Models and Projections for income, cash flow for risk rating and judging repayment capacity and risks.
- Ability to weigh macro and company factors for risk analysis and recommendations.
- Understand Client performance received from customers as well as benchmarking data and publicly available information.
- Identify timely risk mitigating actions to protect bank and support the customer, link credit assessment to primary and secondary sources of repayment. Debate the purpose of borrowing, the risks, and the expected structure of the debt.
- Knowledge of any one Financial Spreading tools: Moody-s Risk Analyst, FIS Optimist, Credit lens or allied spreading tools.
- Strong written and verbal communication skills with high attention to detail, numeracy and accuracy. Inquisitive nature, independent thinking, problem-solving skills, adaptability to new challenges and a willingness to learn.
All the interested and eligible candidates can apply for TATA Recruitment Drive 2024 online by the following link as soon as possible Before Last Date
For Annual Credit Review : Click Here
For Ab Initio Developer : Click Here
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